One budget for every account you have
All your money, in one honest picture.
See what you have, where it went and what is left — across every bank, card and currency. On the web, on Android and on iPhone.
- Free to start
- Import from any bank
- Your data is never sold
- Undo, on everything
This period
$1,240.00 of $1,800.00
$560.00 left · inside the budget
This month, day by day
Money out in navy, money in in violet.
Sample figures. Nobody’s money.
How it works
Up and running in three steps.
Create your budget
Tell it your country, currency and time zone. Invite the people you share money with, or keep it to yourself.
Bring your money in
Use whichever your bank supports. They all end up in the same budget.
Import a fileConnect a bankType it inSee where it went
The app files what it recognises, suggests the rest, and shows you what is left for the period — in words, not only colours.
Connecting a bank directly works in some countries. Importing a file works everywhere.
Three ways in
Three ways to get your money in.
Connect a bank where that works, import a statement file, or type it in. Each one lands in the same budget.
Connect a bank
Where a direct connection is available, transactions arrive by themselves and balances stay current.
- Works in some countries
- Credentials are stored encrypted
- Disconnect whenever you like
Import a file
Download a statement from your bank’s website and bring it in. In most countries this is how money gets in.
- CSV, OFX or QFX
- Duplicates found before anything is written
- Undo a whole import in one go
Type it
Cash, a friend who paid you back, anything no bank knows about. A few taps and it is counted.
- Any account, any currency
- Split one charge across categories
- Attach the receipt from your camera
Sample figures. Nobody’s money.
Know what is left before you spend it.
Every period says where it stands in plain words — inside the budget, over it, or nothing planned — and how you are pacing against the plan to the last day.
- Budgets by category, over whatever period you live by — even one that starts on the 15th.
- Move money between categories, roll over what is left, or copy last month in one go.
Stop filing by hand.
A suggested category for every line — from how you filed that shop before, a shop with a similar name, or a table of 23,401 merchants and statement idioms. Accept it in one tap, or write a rule once and let it do the filing.
- Rules read as sentences, and show how many transactions they match before you save.
- Repeating charges settle themselves when the matching payment turns up.
Every account, one number.
Chequing, savings, cards, loans, investments and property — in any currency, counted together and tracked month by month.
- Reconcile against the balance your bank shows, and find the difference.
- Import from any bank where a direct connection is not available.
Share it with the people you share money with.
Invite a partner, a housemate or a parent. Each person sees what their role allows — and every change is in a log anyone can undo for 30 days.
- Undo, on everything — one change or a whole batch.
- Take everything with you as a zip, whenever you want.
The full list of 128, with the nine places the web and phone apps differ.
Your money data
What it does with your data.
Each line below describes how it is built.
- Every row is yours alone: the database itself keeps each budget’s rows apart.
- Bank credentials are encrypted with a key that is itself wrapped by a managed key service.
- No advertising, and no third-party analytics in the app — on the web or in the phone apps. This website counts visits only if you accept.
- Take everything with you, whenever you want: the whole workspace as a zip.
Questions
What people ask first.
What does it cost to start?
Nothing. It is free to start, and the whole product is there from the first day. What the paid plans add is on the pricing page.
Will it work with my bank?
Connecting a bank directly works in some countries. Importing a file works with any bank anywhere — CSV, OFX or QFX — and you can always type a transaction in.
Do you sell my data?
No. There is no advertising, and the app runs no third-party analytics. Every row sits under a database policy so only your budget can read it, and bank credentials are stored encrypted. More about your data.
Can I take my data with me?
Yes. A full export, as a zip of CSV files, whenever you want it.
Can I share a budget?
Yes. Invite the people you share money with, and give each a role that says what they can do.
Which languages and currencies?
Eight languages, with Arabic and Persian right to left. Every account keeps its own currency, converted at published rates.
Web or phone?
Both. The web app, Android and iPhone do the same things; the few places they differ are listed on Features.
See it with your own money.
Start free on the web. It takes a couple of minutes.